Powered by insights from more than 11,000 New Zealand employees, the Umbrella and Geneva Wellbeing Annual Report 2026 uncovers the real impact of psychosocial and physical health challenges on today’s workforce. The data reveals that nearly all challenges – ranging from personal harassment to poor nutrition -significantly increase the odds of negative outcomes such as high psychological distress, low wellbeing, and reduced job performance. In fact, these factors account for a quarter of fluctuations in employees’ mental health and flourishing, underscoring the critical role organisations play in shaping healthy, high‑performing teams.